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Post by Jesh Wilson.

Gold Drops as Dollar Rebounds

“The dollar’s strength pushed gold lower,” Tom Power, a senior commodity broker at R.J. O’Brien & Associates in Chicago, said in a telephone interview. Gold futures for December delivery dropped less than 0.1 percent to settle at $1,324.60 an ounce. Other metals like silver, platinum etc …

Silver futures for December delivery climbed 0.3 percent to $22.443 an ounce. Earlier, the metal reached $22.525, the highest since Sept. 20.

On the New York Mercantile Exchange, platinum futures for January delivery advanced 0.1 percent to $1,403.70 an ounce.

Palladium futures for December delivery rose 1.4 percent to $714.90 an ounce.

Information Technology In Investment Banking

Information Technology plays a major part in all areas of investment banking, including HR, security, research and trading.Investment banking is a highly dynamic environment, which is sensitive to delivery and turnaround times for both information and data processing.

Each investment bank will have a different organisational structure, but, in most investment banks, I.T. roles are varied and can cover anything from business continuity planning, system and storage administration, and network and firewall management to market data, security and messaging, as well as more development-focused roles, which involve creating tools and software for other I.T. and business areas, or directly for the traders.

There's no regular list of chores make fish an employee could well be predicted to execute within an My spouse and i. Big t. part within an purchase financial institution, including Nomura. In fact, accountabilities vary coming from team-to-team in addition to coming from project-to-project.

One of several essential rewards just about any organization from the purchase banking business might have will be speed, no matter if in which always be having exploration to help buyers or maybe having an purchase into your market quicker than the usual rival. 

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Factors To Consider Before Choosing Investment Banking - Jesh Wilson

An investment bank is a institution that assists individuals, organizations, and government authorities in increasing capital by underwriting and/or performing as the customer's agent in the issuance of securities.The following factors need to consider before choosing investment banking.

Get recommendations :  One of the best methods to get better investment banking company is by getting recommendations.who are befitted by them. A great financial commitment financier can be a good blesser when you need to increase capital Amount. A excellent financier will help to make sure that you get the assured financial commitment, while supposing all the threat.

 

Excellent Relationship: When selecting the investment banking company, one of the most key elements to consider is the relationship. Making a relationship that is depending on believe it is very essential. ou have a lot at stake when you embark on the process and it helps to look for a firm that you are comfortable with. Talk to several candidates to determine important issues like trustworthiness, likeability and good communication style. If you find that you do not feel comfortable with the candidate during the interview process, look elsewhere.

 

Consider expertise: When looking for the best financial commitment financier, you need to consider the skills. The bankers often are dedicated to different market areas and it helps to find someone who who deals with your type of business. Someone who is experienced about your kind of company is in the best place to offer advice about the value of the organization and will know where to discover prospective traders.

 

Look for experience: Experience is one of the most precious quality in investment banking. Experienced Company is important to invest huge amount. Investment banking business quite risky . Experience helps to build confidence, which often results in increased profitability.

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Best Short Term Investment Options for 2013

There are various good options available for short term investors. Some of the best investment options are

Bank fixed deposits: Invest in top bank fixed deposits for short term to get higher returns.   Banks are providing interest rates of 8% to 9.25% per annum.

Investments in corporate/company deposits/NCD’s: There are various corporate companies which are offering fixed deposits / Non-convertible debentures (NCD) with attractive interest rates. The interest rates are ranging between 9% to 12%. However when you are investing in NCD, see for the SECURED NCD to ensure your capital is safe.

Mutual funds – Large cap: Large cap mutual funds invest in blue chip companies for long term. However these can be invested for short term investments of 3 years period as only little downside is expected in case of share market downtrend. In the last 3 years period, they have offered 10% to 13% annualized returns.

Investment in gold:  This is my favorite investment option for short term as well as for long term. Investment in gold has given 24% annualized return in the last 5 years period. There are various ways to invest in gold. You can pick-up your choice and invest in gold.



Source: http://myinvestmentideas.com

Types of Investment Banks

An investment bank is a financial organization that assists companies, individuals and governments in increasing capital by underwriting and acting as the consumers agent in the issuance of securities. An investment bank may also help companies involved in merger and acquisition and provide auxiliary services such as market making, trading of derivatives and equity securities, and FICC services.

If a company size is not a matter is engaged in at least one of the front office business areas that we outline here, classify it as an investment bank. This is simply because in terms of your career in investment banking, the most important thing is what your team does rather than what the rest of the company does or doesn’t do!

Investment banks range from the largest companies in the world with thousands of employees spanning all the major financial centers around the globe, to the smallest advisory boutique with just a handful of employees.

The thousand’s of investment banks that operate in the world into three groups they are

                                         1) Multinational banks
                                         2) Mid-market banks
                                         3) Advisory firms

Source: gradnav.com

Principles of Stock Investing

Investing in stocks is the best way to generate wealth. Many of us would have taken chances based on tips, recommendation, advisors etc. And, would have had hits and misses.Like everything else in life, stock investing also governed by certain basic principles. And it is not rocket science. Each and every investor can easily learn and apply these principles and produce personal wealth, by following these basic principles of Investing.

1. Invest in things you know. 
2. Avoid fads
3. Don’t let a market slump change your long-term investment 
4. Don’t check the price of a stock (or mutual fund) after you've sold it. 
5. Dollar-averaging (continuing to invest the same amount of money every month) really works
6. Don’t panic.
7. Pay attention to what's going on with your investments. 
8. Hold onto your winners and sell your losers
9. Take your losses quickly and your profits slowly. 
10. Stick to your plan. 
11. Be realistic about your tolerance for risk.
12. Get the best investment advice you can--and then think for yourself.

Source: http://www.swapmeetdave.com/Bible/Invest.htm

The Benefits of Investment Banking

An investment bank is a financial organization that assists persons, companies, and governments in improving capital by underwriting  and/or  acting as the consumer’s agent  in the issuance  of  securities.  An investment bank may also lend a hand companies involved  in  mergers and acquisitions  and  provide  auxiliary services such as market making, trading of derivatives and equity securities.

Investment banks have played and will continue to play a very crucial role in market transactions on behalf investors, government and corporations. There are so many advantages for investing in investment banks some of the benefits are

1. Wide range of finance-oriented functions 
2. Control in issuance of stock and oversee its sale to the public 
3. No limitations on income
4. Assured returns
5. Capital protection
6. Tax advantages (long term FD has tax advantages) 
7. No downside risk

Source: http://www.quora.com/Investment-Banking/What-are-the-advantagaes-and-disadvantages-of-fixed-deposit

Monetary Planning and Wealth Management - An Extensive Guide

The first thing that is required is a substantial financial plan. This is necessary for individual investors to make sure that all financial activities proceed smoothly during the year. 

The Most important steps involved in the financial planning Process are:

1. Cash Flow Managing:

Income and expenditure can be better coordinated through the Plan. It assists in identifying whether borrowings are within prudent limits.

2. Insurance Planning:

It usually takes care of fickle needs and as these needs can arise at anytime, insurance is extremely important.

3. Investment Planning:

Investment planning needs to be done at the beginning of the year. Increased volatility in capital markets, there is a surge in demand for small saving schemes as a safe haven. Schemes like PPF, NSC, KVP, RBI bonds, Senior Citizens Savings Scheme, Post office MIS need to be part of asset allocation for investors. Although, it is good to keep some risk free investment in the portfolio as a part of overall asset allocation.

4. Retirement Planning:

Due to increase in durability in life and growing operating expense due to inflation sustaining the living standard during post departure stage is a difficult task, so a wise outlay of a nest egg during working life helps in coating comfortably during retirement stage.

5. Tax Planning:

The monetary plan should help client in minimizing its tax legal responsibility and also maximizing its after-tax returns from your investments.

6. Estate Planning:

Estate planning is arranged for the transfer of property to officially permitted heirs and to other beneficiary, in a way that will, as much as possible, achieve its objectives.

Source: http://montezumaproperties.com

Booming - Investment Banking

Many investment experts feel though stock markets did take a beating, India was not disturbed deeply by the fall. According to Robin Roy, associate director, PWC, the fact that investment banking and asset-based security market are in a growing stage in India, has strengthen the impact that was felt overseas. "We are in safe hands because we simply lack boulevard to trade," says Abizer Diwanji, head, financial services, KPMG.

While there is a general atmosphere of ruin and doom after the fall, most experts denies that the future of investment banking in India will be bleak. "For the moment, however, the fall in the prices of oil and commodities and the pulling out of hedge funds may put bearish pressure on the economy.

However, experts feel that demand pull will ensure that investment banking will continue to flourish in India. "Just because there have been some failures does not mean it is the end, in fact the need for advisory services increases all the more with these fallout," says Alpesh Shah, partner and director, Boston Consulting Group.

But if investment banking has to succeed in India, there are certain safeguards that need to be put in place. "India needs a robust credit rating mechanism and infrastructures that will help us trace credit history. A strong retail mechanism for the recovery of debts is also required.

                                                                                                Source: economictimes.com

Gold Prices Continue to Drop

Gold price is falling in futures markets since few days.  On 8^th of this month, the price of 10 grams of gold was Rs. 29,239 in MCX and by 15^th April, it reached Rs. 25,500.  Gold price was at its highest in November, 2012 when it was Rs. 33,000.According to traders, there is no stock of gold in the local markets though there is high demand for the metal. 

Grounds For Plunge:

• The main reason for the fall of gold pries now is the rumors that Cyprus and Euro zone countries are going to sell their gold stocks.
• Demand for gold is also decreasing.n 2011, the demand for gold was 4,582 tons and in 2012 it was 4,405 tons only.
• Investors are looking towards Dollar  which is a more secure investment than gold.

                                                                                                                                                    Source

                                                                                                                                                aegindia.org

Things To Check Before Commodities Investment

Most financial professionals agree that obtaining a broadly diversified investment mix is a prudent strategy. But many investors are missing market exposure to one overlooked category: Commodities.

Like stocks, bonds, and real estate, commodities are an important asset class. Commodities are tangible assets used to manufacture and produce goods. Products like agriculture, energy, livestock, metals, timber and textiles are examples of commodities. The agriculture segment, for instance, includes familiar commodities like cotton, corn, coffee, and wheat.

Many commodity ETFs follow total return indexes which are designed to benchmark the return of fully collateralized commodity futures. Others invest in a single commodity by taking physical delivery.

Three things to keep in mind before investing in commodities

              

•      Avoid Problem Products
•     Coordinate Your Commodity Investments
•     Choose Diversified Baskets

                                                                                                                  

                                                                                                                        Source: (ETF Guide.com)

Most Important Investment Basics

The First Step is to determine the type of result like

1. Safety
2. Income
3. Growth

A perfect investment helps to yield all the above results with safety, along with the principle growth. The safe investment will always provide less income as well as less growth. Similarly for the investment which has an extra ordinary growth will not be much secured.

The Second Step is to determine the time period

1. Short Term (within 1-2 years)
2.  Mid Term (within 3-9 years).
3.  Long Term (10+ years)

 For short term prefer investments. For midterm balanced fund will be good choice. For long term always investments with good growth should be chosen, like mutual funds.

  

Sartorial Tips From The Street Stylistas

Winter wardrobe tips from Fashion Week’s street stylistas

 

From boyfriend coats to vibrant beanies, we take winter wardrobe inspiration from the top 10 New York and London Fashion Week street stylistas.

London Fashion Week

                                                                                                                                            Source:
                                                                                                                                           Telegraph.co.uk