There are various good options available for short term investors. Some of the best investment options are
Bank fixed deposits: Invest in top bank fixed deposits for short term to get higher returns. Banks are providing interest rates of 8% to 9.25% per annum.
Investments in corporate/company deposits/NCD’s: There are various corporate companies which are offering fixed deposits / Non-convertible debentures (NCD) with attractive interest rates. The interest rates are ranging between 9% to 12%. However when you are investing in NCD, see for the SECURED NCD to ensure your capital is safe.
Mutual funds – Large cap: Large cap mutual funds invest in blue chip companies for long term. However these can be invested for short term investments of 3 years period as only little downside is expected in case of share market downtrend. In the last 3 years period, they have offered 10% to 13% annualized returns.
Investment in gold: This is my favorite investment option for short term as well as for long term. Investment in gold has given 24% annualized return in the last 5 years period. There are various ways to invest in gold. You can pick-up your choice and invest in gold.
Source: http://myinvestmentideas.com